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Solutions – Financial Resilience – Regulatory Capital & Liquidity

Regulatory Capital & Liquidity.

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Most FCA-regulated firms are required to hold adequate financial resources, in the form of regulatory capital and liquidity, to ensure that they can continue to operate, and address the risks that may arise as a result of their operations.

Meeting these requirements is a fundamental condition of FCA authorisation, and failure to do so can result in serious consequences, including harm to stakeholders and potential loss of authorisation.

ESTABLISH YOUR CAPITAL & LIQUIDITY REQUIREMENTS. 

Whether you’re applying for FCA authorisation or already regulated, we can ensure that you hold an efficient but sufficient amount of regulatory capital and liquidity to maintain compliance with the regulations, and ensure that the amount of capital and liquidity deployed and held is proportionate to the scale and risks faced of your business.

Our Financial Resilience team are not only regulatory experts, but also experienced chartered accountants, bringing together a unique skillset of regulatory knowledge and accounting acumen. This enables Cosegic to be able to translate the complex world of Prudential regulations and advise and support your Firm in the application of these rules and the FCA’s broader expectations.

Rule the…

1

Requirements 

We assess and establish your firm’s regulatory capital and liquidity requirements, ensuring you understand what must be held to satisfy FCA expectations.

2

Resilience

Our specialists optimise your capital and liquidity framework so that resources are efficient, proportionate, and aligned to the risks and scale of your business.

3

Reporting

We support you in applying the rules, monitoring positions, and reporting effectively — helping you maintain compliance and engage regulators with confidence.

Our experts
Jonathan Aseervatham
Jonathan Aseervatham
Director, Head of Financial Resilience
Stefan Babic
Stefan Babic
Director, Financial Resilience
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