Skip to main content
  • SECTORS
    • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      • Stay Informed
  • LOGIN
  • SECTORS
    Back
    • INVESTMENT FIRMS
      Back
      • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      Back
      • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      Back
      • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    Back
    • AUTHORISATIONS
      Back
      • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      Back
      • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      Back
      • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      Back
      • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      Back
      • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      Back
      • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    Back
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    Back
    • Our Company
      Back
      • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      Back
      • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      Back
      • Contact Us
      • Stay Informed
  • LOGIN
Get in touch

Sectors — Consumer Finance and Insurance

Consumer Finance and Insurance.

When regulatory scrutiny feels relentless, Cosegic equips your business with the insight and practical guidance to meet compliance obligations with conviction.

From designing compliant insurance and credit products to safeguarding vulnerable customers and integrating fair value into pricing models, we combine regulatory expertise with deep sector knowledge to embed compliance seamlessly across your operations.

Speak to a sector expert
Who we serve
Mortgages

Navigate regulatory obligations with confidence. From securing permissions for new mortgage products to embedding fair treatment throughout the customer journey.

Explore Mortgage services
Insurance

Accelerate time to market and avoid costly rework with Cosegic’s proven compliance frameworks and regulatory expertise tailored to the insurance sector.

Explore Insurance services
Claims Management

Prove your claims management credibility and scale your business efficiently with sector-specific advice that consistently complies with FCA and SRA requirements.

Explore Claims Management services
Funeral Planning

Expertly manage the full compliance lifecycle, from securing FCA authorisation to navigating the ongoing requirements of operating in this more recently regulated sector.

Explore Funeral Planning services
Automotive Dealers

Leverage our regulatory expertise to increase transparency with your customers to reduce mis-selling risks, and deliver good outcomes in line with the Consumer Duty.

Explore Automotive Dealer services
Credit Brokers

Operate with unwavering confidence in your compliance with Cosegic-crafted frameworks tailored to your risk profile and built to withstand FCA scrutiny.

Explore Credit Broker services
Consumer Credit Lenders

Reduce regulatory risk, secure timely authorisations and achieve compliance standards that support your pursuit of long-term, sustainable growth.

Explore Consumer Credit Lenders services
Debt Management and Collection

Fulfil rising regulatory requirements and protect your customer relationships with Cosegic’s expert-led authorisation, monitoring, and training solutions.

Explore Debt Management and Collection services
Mortgages

Navigate regulatory obligations with confidence. From securing permissions for new mortgage products to embedding fair treatment throughout the customer journey.

Explore Mortgage services
Insurance

Accelerate time to market and avoid costly rework with Cosegic’s proven compliance frameworks and regulatory expertise tailored to the insurance sector.

Explore Insurance services
Claims Management

Prove your claims management credibility and scale your business efficiently with sector-specific advice that consistently complies with FCA and SRA requirements.

Explore Claims Management services
Funeral Planning

Expertly manage the full compliance lifecycle, from securing FCA authorisation to navigating the ongoing requirements of operating in this more recently regulated sector.

Explore Funeral Planning services
Automotive Dealers

Leverage our regulatory expertise to increase transparency with your customers to reduce mis-selling risks, and deliver good outcomes in line with the Consumer Duty.

Explore Automotive Dealer services
Credit Brokers

Operate with unwavering confidence in your compliance with Cosegic-crafted frameworks tailored to your risk profile and built to withstand FCA scrutiny.

Explore Credit Broker services
Consumer Credit Lenders

Reduce regulatory risk, secure timely authorisations and achieve compliance standards that support your pursuit of long-term, sustainable growth.

Explore Consumer Credit Lenders services
Debt Management and Collection

Fulfil rising regulatory requirements and protect your customer relationships with Cosegic’s expert-led authorisation, monitoring, and training solutions.

Explore Debt Management and Collection services
Our experts
Get in touch
Ben Antcliffe
Ben Antcliffe
Head of Client Delivery
Will Khammo
Will Khammo
Senior Consultant, Consumer Finance Insurance
Latest Resources
Go to all Resources
Article
Internal vs External Reconciliation: What the New Safeguarding Rules Require.

PS25/12 tightens safeguarding by mandating daily, evidence-backed reconciliations to prove customer funds are protected by May 2026.

Link
Article Press
Cosegic Strengthens Financial Crime Expertise Through FINTRAIL Acquisition.

Cosegic strengthens financial crime, regulatory risk and compliance capabilities through its acquisition of FINTRAIL, expanding specialist support for global firms.

Link
Article
Regulatory Outlook 2026 for UK Payments and E-Money: From Policy to Proof.

By 2026, FCA supervision for UK payments firms will be less about policy and more about proof. The focus is on governance, control effectiveness and evidenced outcomes, with limited tolerance for growth that outpaces risk management and operational resilience.

Link
Article
Creating a Provisional Licence Regime for FCA Authorisation.

The UK government plans to introduce a Provisional Licence Regime to help start-ups gain FCA authorisation with time-limited permissions and reduced barriers to entry.

Link
Article
Investment Firms Newsletter – January 2026.

Stay updated with January 2026’s top regulatory changes for investment firms, from enhancing fund liquidity risk management, Consumer Duty and boosting the UK Investment culture.

Link
Go to all Resources

Contact Us
[email protected] +44 (0)20 7060 4499
Connect with us
© 2026
  • Terms and conditions
  • Privacy
  • Cookies