Skip to main content
  • SECTORS
    • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      • Stay Informed
  • LOGIN
  • SECTORS
    Back
    • INVESTMENT FIRMS
      Back
      • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      Back
      • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      Back
      • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    Back
    • AUTHORISATIONS
      Back
      • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      Back
      • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      Back
      • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      Back
      • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      Back
      • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      Back
      • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    Back
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    Back
    • Our Company
      Back
      • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      Back
      • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      Back
      • Contact Us
      • Stay Informed
  • LOGIN
Get in touch

Solutions – Authorisation – FCA Authorisation

FCA AUTHORISATION.

Get in touch
We don’t just compile documents – we anticipate regulatory concerns, align your governance, systems, and controls with the FCA’s requirements, and stress-test your application before it’s submitted. This means potential red flags are uncovered and addressed early, leading to a stronger, more efficient path to authorisation, with fewer delays and a greater likelihood of first-time approval.

Our approach to authorisations is proactive, risk-aware, and shaped by real-world insight into how the FCA determines applications.

CREDIBLE, REGULATOR-READY SUBMISSIONS.

Whether launching a new hedge fund, fintech product, expanding into consumer credit, or formalising your investment services, Cosegic experts guide you through the entire authorisation process. But not just as administrators.

With direct experience of managing more than 1,500 successful FCA applications, we understand how the FCA interprets risk, governance, and credibility. We apply this knowledge to configure your application to reflect the nuances of your business model, anticipating supervisory concerns based on how similar applications have been assessed and supporting you through every interaction with the FCA.

Rule the…

1

READINESS

Effective planning is the foundation of a smooth authorisation. In the pre-application phase, we identify your regulated activities, determine the right permissions, and ensure your model, financials, and controls align with FCA requirements.

2

REFINEMENT

We take the lead in drafting and refining your application with your collaboration – including the regulatory business plan, financial forecasts, and compliance documentation. This ensures every element is tailored to your business model and aligned with the FCA’s threshold conditions.

3

RESPONSE

As your application progresses, we manage follow-up queries, clarify concerns, and skilfully steer your application through to approval by ensuring responses are prompt, strategic, and regulator-ready.

Related Resources
View all Resources
Article
Internal vs External Reconciliation: What the New Safeguarding Rules Require.

PS25/12 tightens safeguarding by mandating daily, evidence-backed reconciliations to prove customer funds are protected by May 2026.

Link
Article Press
Cosegic Strengthens Financial Crime Expertise Through FINTRAIL Acquisition.

Cosegic strengthens financial crime, regulatory risk and compliance capabilities through its acquisition of FINTRAIL, expanding specialist support for global firms.

Link
Article
Regulatory Outlook 2026 for UK Payments and E-Money: From Policy to Proof.

By 2026, FCA supervision for UK payments firms will be less about policy and more about proof. The focus is on governance, control effectiveness and evidenced outcomes, with limited tolerance for growth that outpaces risk management and operational resilience.

Link
Article
Creating a Provisional Licence Regime for FCA Authorisation.

The UK government plans to introduce a Provisional Licence Regime to help start-ups gain FCA authorisation with time-limited permissions and reduced barriers to entry.

Link
Article
Investment Firms Newsletter – January 2026.

Stay updated with January 2026’s top regulatory changes for investment firms, from enhancing fund liquidity risk management, Consumer Duty and boosting the UK Investment culture.

Link
View all Resources

Contact Us
[email protected] +44 (0)20 7060 4499
Connect with us
© 2026
  • Terms and conditions
  • Privacy
  • Cookies