Financial Resilience.

Strengthen your firm's financial resilience through effective risk management, governance, and regulatory compliance.

At Cosegic, we empower firms to navigate prudential regulation with precision and purpose. Combining deep technical expertise with sharp commercial judgment, we guide you through regulatory requirements around capital adequacy and liquidity intelligently. This ensures proportionate application, preventing costly errors, and keeping regulatory scrutiny at bay.

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CAPITAL CLARITY, DELIVERED WITH REGULATORY PRECISION.

We assess your capital adequacy and liquidity planning with a strategic lens, ensuring your prudential framework supports growth, resilience, and earns regulatory trust.

With IFPR reshaping the prudential rules and regulatory expectations, firms are under growing pressure to demonstrate resilience, reduce complexity, and align their capital strategy to support their business ambitions. Yet, they often fall into avoidable traps – inconsistencies in the ICARA process, weak wind-down plans, flawed group consolidation, and capital structures that are misaligned with risk appetite. These flaws, as well as being technical mistakes, can lead to breaches of firms threshold requirements raising compliance red flags. We help you spot and solve these issues before they become regulatory concerns.

Whether recalibrating your ICARA, refining capital structure, stress-testing your wind-down plan or adding rigour to your financial forecasting, we provide the expertise to meet regulatory expectations and unlock strategic value. This leads to fewer surprises, stronger governance, and greater capital efficiency.

Key Services - Leverage our Expertise

Select a category to see tailored support and relevant services.

ICARA

Practical, proportionate ICARA processes embedded into day-to-day risk management and built to meet regulatory expectations.

RegData Reporting

Precise, reliable RegData submissions that reduce the risk of error and give you confidence at sign-off.

Wind-down planning

Compliant, crisis-ready wind-down strategies that are clear, credible and integrated into your prudential risk management framework.

Regulatory capital & liquidity

Ensuring you hold efficient, sufficient regulatory capital and liquidity proportionate to the scale and risks of your business.

IFPR compliance

Refining and strengthening your IFPR framework to pass regulatory scrutiny and reflect your business risks and growth ambitions.

Group capital & consolidation analysis

Helping firms assess group capital requirements and regulatory consolidation with confidence.

Financial Forecasting

Regulator-ready forecasts that blend financial acumen with regulatory precision to empower board-level decision making.

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Tell us what you’re working on and we’ll point you to the right support, or build a plan around your firm.

Latest Resources

Explore latest resources

Stay ahead with our latest insights, guidance and analysis on regulation and compliance across financial services.

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Our Experts

Meet the financial resilience team

Jonathan Aseervatham

Jonathan Aseervatham

Director, Head of Financial Resilience
Stefan Babic

Stefan Babic

Director, Financial Resilience

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FREQUENTLY ASKED QUESTIONS

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What financial resilience services do you provide?

We support firms with a range of financial resilience services, including IFPR compliance, group capital and consolidation analysis, liquidity and capital planning, wind-down planning and ongoing regulatory support.

Our services are designed for FCA-regulated firms, investment firms and other regulated businesses looking to strengthen their prudential framework and meet their regulatory obligations.

Yes. We tailor our financial resilience services to your firm's size, business model, regulatory requirements and growth plans, ensuring practical and proportionate support.

A strong financial resilience framework helps firms understand their prudential obligations, strengthen governance, support regulatory compliance and prepare for future growth.

Yes. We can provide ongoing advice and support to help your firm adapt to regulatory changes, maintain compliance and strengthen its financial resilience over time.

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