Skip to main content
  • SECTORS
    • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Managed Compliance Services
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • MyCosegic
  • Resources
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      • Stay Informed
  • LOGIN
  • SECTORS
    Back
    • INVESTMENT FIRMS
      Back
      • INVESTMENT FIRMS
      • Investment Managers
      • Hedge Funds
      • Private Markets
      • Financial Intermediaries
      • Investors
    • DIGITAL FINANCE
      Back
      • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      Back
      • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    Back
    • AUTHORISATIONS
      Back
      • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • Cryptoasset Business Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      Back
      • COMPLIANCE ADVISORY
      • Compliance health checks & assurance reviews
      • Managed Compliance Services
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      Back
      • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      Back
      • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      Back
      • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      Back
      • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • MyCosegic
  • Resources
    Back
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • Talking Regulation
    • FACTSHEETS
    • PRESS
  • ABOUT
    Back
    • Our Company
      Back
      • Our Company
      • Our Purpose
      • Our Culture
      • Our Values
      • Corporate Social Responsibility
      • Meet our Team
      • Get to know our People
    • Work Here
      Back
      • Work Here
      • Current Opportunities
      • Our Perks
      • Learning & Development
    • Contact Us
      Back
      • Contact Us
      • Stay Informed
  • LOGIN
Get in touch

Sectors — Consumer Finance and Insurance — Debt Management & Collection

Debt Management & Collection.

Speak to an expert

In the world of debt collection, achieving the right balance between compliance and commercial success is both critical and complex. Our expert advice empowers you to navigate this challenge, ensuring compliant debtor treatment while safeguarding your business interests and driving sustainable growth.

COMPLIANCE CONFIDENCE FOR DEBT COLLECTORS.

In a heavily regulated environment, compliance can easily drain your time and resources, especially when monitoring high-risk areas such as forbearance and vulnerability. From the latest PS25/3 updates on reporting requirements to overcoming established authorisation hurdles under the Consumer Credit Sourcebook (CONC), our consultants provide clear guidance on how to navigate challenges with confidence and efficiency.

Our proactive support not only secures your initial FCA authorisations but also ensures ongoing compliance by integrating best practices, streamlining processes, and preparing you thoroughly for regulatory audits. And with Cosegic supporting you with your regulatory obligations, you can focus on driving better recovery outcomes and nurturing the customer relationships your business depends on.

Get in touch
KEY SERVICES – LEVERAGE OUR EXPERTISE.
FCA Authorisation Consumer Duty Ongoing compliance support Compliance health check Compliance advisory Training Variation of permission Change in control
Our experts
Get in touch
Ben Antcliffe
Ben Antcliffe
Head of Client Delivery
Will Khammo
Will Khammo
Senior Consultant, Consumer Finance and Insurance
Related Resources 
Go to all Insights
Article
Is Your Crypto Business Ready for FCA Authorisation? Navigating CP25/40 and CP26/13.

An overview of the FCA’s evolving cryptoasset regulatory perimeter under CP25/40 and CP26/13, and the key considerations for firms preparing for full FCA authorisation.

Link
Article
PS26/5 – Changes to the UK Short Selling Regime.

The FCA has confirmed reforms to the UK short selling regime, with new reporting and disclosure rules taking effect from July 2026.

Link
Article
Investment Firms Newsletter – May 2026.

Stay updated with May 2026’s top regulatory changes for investment firms, from regulatory communications, Financial Crime Controls and SMCR Reform.

Link
Article
Financial Crime Expectations for FCA‑Authorised Crypto Firms.

The UK’s new crypto regime will require firms to demonstrate stronger, scalable financial crime controls ahead of full FSMA authorisation in 2027.

Link
Article
Safeguarding Reporting and MI.

The FCA’s new May 2026 safeguarding regime introduces stricter reporting, audit and governance requirements for payments and e-money firms, making robust management oversight of customer funds a clear regulatory priority.

Link
Go to all Insights
Contact Us
[email protected] +44 (0)20 7060 4499
Connect with us
© 2026
  • Terms and conditions
  • Privacy
  • Cookies