A pragmatic industry-wide redress scheme is now in motion, shifting the focus from design and debate to execution, governance, and delivery at scale.
Firms that fail to embed outcome-focused compliance into their core operations risk being exposed in an increasingly data-driven and interventionist regulatory environment.
The FCA will lift its pause on motor finance complaints on 31 May 2026, giving firms time to prepare for a likely surge in cases and a new compensation scheme.
The FCA will lift its pause on motor finance complaints on 31 May 2026, giving firms time to prepare for a likely surge in cases and a new compensation scheme.
Explore FCA regulatory developments for insurance, mortgages and consumer credit firms.
The 2025 Life Insurance Stress Test (LIST 2025) provides the first clear view of how UK life insurers are performing under the Solvency UK regime, confirming the sector’s resilience even under severe but plausible stress scenarios and reinforcing the importance of strong risk management and capital planning.
The FCA is introducing the new CCR009 return - replacing several existing reports and requiring consumer credit firms to provide more detailed, accurate data on their permissions, operations, and revenues from May 2025.
The FCA reviews credit builder products, highlighting limited effectiveness, consumer risks and the need for clearer communication and stronger product governance.
FCA blog highlights changing role of credit, with focus on innovation, consumer protection, and support.
HM Treasury plans targeted reforms to the Appointed Representatives Regime to improve oversight and consumer protection.
FCA review links rising motor premiums to higher claim costs and flags poor claims handling, with a premium finance study underway.
On 7 November 2024, we published an article about how the FCA interviewed twenty finfluencers under caution. That was at the end of October 2024. Well, it seems that the FCA has...
In a recent news blog, Nikhil Rathi, FCA Chief Executive, and John Edwards, UK Information Commissioner (ICO) have stated that the FCA and ICO will be joining forces and working together to...
In a recent update published 5 June 2025, the FCA is looking ahead of the Supreme Court decision and are setting out the points for consideration if a redress scheme was introduced...
Last year, the Government ran a six-week consultation between 17 October and 29 November 2024 on proposals for bringing currently unregulated Buy-Now, Pay-Later (BNPL) products into regulation. This consultation also included draft...
The UK is a world leader and a global hub for commercial insurance, providing expertise in underwriting complex and specialty risks, and handling risks from all over the world. At the same...