Explore why corporate memory is more than organisational nostalgia and how it underpins effective governance, regulatory compliance and long-term resilience.
Explore the FCA’s new expectations for firms using insurance or guarantees to safeguard customer funds under the enhanced CASS 15 regime.
The FCA’s new May 2026 safeguarding regime introduces stricter reporting, audit and governance requirements for payments and e-money firms, making robust management oversight of customer funds a clear regulatory priority.
As firms prepare for CASS 15, increased scrutiny on the selection and oversight of safeguarding third parties means a more structured, risk-based and well-documented approach is now essential.
From May 2026, firms must maintain a clear, up-to-date Resolution Pack under CASS 10 to ensure customer funds can be swiftly returned in the event of insolvency.
PS25/12 tightens safeguarding by mandating daily, evidence-backed reconciliations to prove customer funds are protected by May 2026.
The FCA safeguarding regime goes live in 2026. Learn what firms must do now, including resolution packs, audits, returns and accountability requirements.
FCA publishes new safeguarding rules (PS25/12), confirming the Supplementary Regime from May 2026
Digital Finance Newsletter July 2025 Welcome to the latest edition of our compliance newsletter. The eagle eyed among you will have noticed that we have had a change of name since the...
The FCA, The Bank of England, the PRA, and the PSR (“the regulators”) have an MoU in place which sets out the high-level framework for working and cooperating with one another in relation to payments in the UK.
Managing conflicts of interest, is something no one (other than complete reprobates) objects to in principle. However, it is something that can be tricky to navigate in practice. For FCA regulated firms...