Adam Holden is our Interim CEO & Chief Financial Officer and a highly qualified banking and financial services expert with over 25 years of experience in related roles and businesses.
Adam leads our Finance and Operations teams, focusing his time on influencing and communicating our strategic performance, and implementing initiatives that increase the organisation’s efficient scalability.
Adam joined Cosegic in 2022 following four years at NorthRow, where he held the positions of Chief Finance Officer and Chief Executive Officer. Prior to this Adam also worked for Tandem Bank and The Royal Bank of Scotland, where he held Finance Director positions across the group for over 12 years.
In addition to his vast professional experience, Adam is also highly academically qualified, with BA, MA and Meng degrees from the University of Cambridge, and is a Fellow of the Institute of Chartered Accountants of England and Wales.
Outside of work Adam is a keen cyclist, having completed a number of famous events including the Nove Colli, the Marmotte, an ascent of the Col de Joux Plane and a stage of the Tour de Yorkshire… so far. He also plays bass guitar in a band, although not as regularly as he would like.
Nancy King is a compliance leader with over twenty years of experience who combines hands-on regulatory expertise and commercial insight to help regulated firms build robust, practical compliance frameworks.
Nancy has worked in compliance for over twenty years. In 2013, she founded Portman Compliance, which she successfully ran until its acquisition by Cosegic in 2022.
Throughout her career, Nancy has worked with hundreds of regulated firms, including hedge funds, asset managers, fund of funds, broker-dealers, private equity firms, and property fund managers. She is a regular speaker at industry thought leadership events and frequently contributes to regulatory updates and commentary.
Earlier in her career, Nancy held senior positions, including Compliance Officer and Money Laundering Reporting Officer.
Martin Smith joined the Board as Non-Executive Chairman in May 2024.
He has a successful track record of working with companies in the legal, financial, compliance, and risk management sectors. Martin is also Chairman at Tetra Consulting. He is a Patron of the military charity Team Endeavour and a Member of the Board of Trustees at the National Emergencies Trust.
His previous roles include Chairman of AuditComply, Chairman of Independent Governance Group, Chairman of Adeptio Law Group, Chairman of TopSource, Chairman of Information Exchange and CEO of Alcumus.
Jo Truscott joined Cosegic in May 2023 and brings 24 years of HR experience in senior HR roles across retail, technology and Cyber Security service sectors.
During her career, supported the significant upscale of an SME business in the UK into international markets through acquisitions and organic growth, ensuring people continue to be at the heart of the agenda. Jo holds a BSc (hons) in Psychology and is accredited by the CIPD.
In her previous roles as Head of HR, Jo has helped organisations achieve The Sunday Times ‘Outstanding Employer’ status as well as winning awards for HR Excellence, Success Through People and ISO accreditations.
Jo’s team are responsible for driving our Cosegic people strategy to support our company objectives, along with our management team, to ensure Cosegic is a rewarding, inclusive and exciting place to work and thrive.
Outside of work, she is a proud mum and has a passion for art; enjoying painting classes and visiting galleries for her inspiration.
Paul Séjournant is our Product Director and leads our go to market teams, including marketing, product and technology to ensure our services map directly to the needs of our clients.
Paul joined in 2025 following five years at Apex, working in various leadership roles focusing on developing regulatory compliance products to clients.
In addition to his professional experience, Paul also holds an M.Sc. in Finance, a Bachelor’s degree in Business Administration and is a CAIA charter holder.
Outside of work Paul enjoys reading, hiking, working out and cycling.
Maya Braine is a financial crime leader who combines global banking and payments experience, deep investigative expertise, and commercial acumen to help regulated firms build resilient, scalable compliance frameworks.
Maya is a Managing Director and head of Cosegic’s financial crime division. She works to support digital finance firms, investment firms, banks and payment institutions in strengthening their AML, sanctions, fraud and anti-bribery and corruption controls. Her focus is on helping firms move beyond technical compliance to embed proportionate, risk-based frameworks that stand up to regulatory scrutiny while supporting sustainable growth.
Her career spans 15 years across frontline banking and specialist consultancy. She served as a Director within the Anti-Financial Crime function at Deutsche Bank, overseeing global client assessment programmes across correspondent banking, FinTech and high-risk multinational corporates. She built and led programmes conducting in-depth compliance reviews of clients’ financial crime frameworks, directed complex investigations involving transaction analysis and data mining, and delivered risk insights to senior governance committees. She also headed regional intelligence and high-risk client due diligence teams across EMEA and the Middle East.
In consulting, Maya has worked with regulated firms across the UK, Ireland, Canada, Australia and the Middle East. Her mandates include independent financial crime audits and assurance reviews, end-to-end remediation programmes, control framework design, enterprise-wide risk assessments, governance redesign, and specialist investigations. She has particular experience advising payment and e-money firms in building and remediating end-to-end financial crime frameworks, including enterprise-wide risk assessments, customer risk modelling, correspondent banking due diligence, control testing, governance redesign and KYC and monitoring transformations.
Stephen is a regulatory leader and trusted adviser who combines hands-on regulatory experience with strategic compliance expertise to help investment firms launch, grow and operate confidently in complex global markets.
Stephen has supported numerous investment firms in navigating global regulatory complexity to successfully launch and grow their businesses. He has advised on FCA authorisations and SEC registrations, as well as regulatory filings associated with significant cross-border fund launches. The regulatory control frameworks he has designed and implemented help firms meet regulatory expectations while aligning with their commercial priorities. His guidance has supported firms in withstanding regulatory scrutiny, including FCA and SEC enquiries.
Stephen’s experience spans both public and private markets, working with early-stage operations through to global multi-strategy investment managers. This breadth of exposure enables him to provide pragmatic, strategic advice that supports organisations in operating confidently within highly competitive markets while meeting their regulatory obligations.
Stephen’s career combines experience as both a specialist consultant and a regulator. At Cosegic, he oversees a specialist consulting team supporting investment firms across the regulatory lifecycle. He provides end-to-end compliance advisory services, including authorisations and registrations, ongoing monitoring, internal audits, remediation programmes, regulatory reporting, risk assessments, training and strategic advisory support.
Prior to joining Cosegic, Stephen was a Senior Compliance Consultant at boutique consultancy March Compliance LLP, where he advised investment firms on regulatory matters. Earlier in his career, he held roles within the FCA’s Authorisations Division, assessing applications for regulatory approval. He also worked at the Financial Ombudsman Service (FOS), where he focused on resolving disputes between financial services firms and their customers.
Stephen holds the CISI Level 6 Diploma in Investment Compliance and a Law degree from the University of Reading.
Nicholas Webb is a senior leader and public policy maker, with over a decade of experience crafting UK’s payments and digital finance regulatory landscape. A recognised authority on payments and e-money, he has influenced the UK and EU rulebooks for PSD2, Open Banking and Strong Customer Authentication from policy design to industry implementation and regulatory supervision.
Beth Marriott is a highly organised and diligent operations and project management specialist with an interest in crime prevention, having pursued a degree in Criminology and Criminal Justice. Beth has a wealth of experience in the not-for-profit sector, covering project and relationship management, but most recently worked in legal innovation. Combining her skills and experience with her passion in criminal justice, Beth is excited to support Cosegic’s operations.
Kieron Maddison has spent the past seven years immersed in the world of RegTech, building compliance technology at some of the world’s largest companies, such as Meta, where he established the EU privacy programme.
Kieron also led the development of privacy-first infrastructure at Trainline and witnessed the explosive scale-up of OneTrust.
Kiran is our Head of Global Marketing with many years of experience working in the financial and fintech services. Prior to joining Cosegic, Kiran was Head of Marketing at HUB, a startup backed by PIMCO, Man Group, and Microsoft, which was acquired by OSTTRA, the global post-trade solutions provider, in May 2026. Before HUB, Kiran led EMEA marketing at SteelEye, a trade and communications surveillance platform, which merged with FundApps in November 2025.
Kiran also holds a BA in Graphic Design and Communications from Central Saint Martins.
Thomas Salmon is a Senior Business Development Manager at Cosegic, where he focuses on building long-term relationships with new and existing clients and helping firms navigate their regulatory requirements as they grow and develop their businesses.
Thomas has worked in the compliance consultancy sector since 2021, supporting firms across the UK and EU and across a range of regulated sectors, including payment services, investments, consumer finance and insurance.
Thomas joined Cosegic in February 2025 and currently focuses on Digital Finance, including payment services, as well as Consumer Finance and Insurance. He works with firms across a broad range of regulatory requirements, including compliance, financial crime and prudential matters, helping clients identify the right support as their businesses evolve or enter new markets.
Alongside his client work, Thomas is focused on developing Cosegic’s network of partners, building relationships with professional advisers and other service providers where there are opportunities to work collaboratively and support clients, including legal, accounting and banking requirements.
Prior to joining Cosegic, Thomas spent over six years at BGC Partners, where he specialised in providing the firm’s electronic trading platforms to top-tier financial institutions. This included working closely with banks and other financial services firms and developing an understanding of the regulatory requirements impacting their businesses, including MiFID.
Colin Darby helps lead FINTRAIL, a Cosegic Company, in supporting clients across the broader spectrum of risk and compliance beyond financial crime. He brings over 20 years of experience in the financial services sector, spanning roles in regulation, consultancy, and industry.
Before joining FINTRAIL, Colin held senior leadership positions, including as Head of Risk and Compliance for a pan-European FinTech, where he was the accountable executive for regulatory relationships and enterprise-wide compliance strategy. He also led regulatory consulting propositions for a global consultancy and previously worked as a regulator, giving him a deep understanding of supervisory expectations and regulatory engagement.
Colin has advised clients across the EMEA and APAC regions on designing, implementing, and enhancing risk and compliance frameworks that are proportionate, practical, and scalable. His experience covers the full regulatory lifecycle from authorisation applications and day-to-day supervision through to thematic reviews, s.165 information requests, skilled persons reviews, and enforcement actions.
At FINTRAIL, Colin works closely with clients to navigate complex regulatory environments and deliver sustainable outcomes that support long-term business goals.
Carwyn Evans is a Managing Director and has been a compliance professional for 25 years. Carwyn has worked in both London and the Middle East in senior consulting roles and as a Banking Supervisor for the FSA.
Carwyn has a deep understanding of working with Investment Banks, broker-dealers and asset managers on regulatory compliance requirements and controls.
Outside of work, Carwyn enjoys playing guitar, listening to music and watching sport.
Ben Antcliffe is the Head of Consumer Finance and Insurance team. He specialises in the Consumer Credit, Mortgages and General Insurance sectors, providing daily compliance services and support to a wide range of clients. Ben is a core member of the team and can frequently be found supporting his colleagues with various projects and queries. He is also an active member of the APCC.
Ben joined Cosegic in September 2020 after spending over 12 years in a selection of compliance roles where he led, developed and managed teams of Compliance Officers. Prior to his compliance monitoring and management roles, Ben also spent some time as a mortgage & protection consultant, leading into his specialism within the sector.
In addition to his experience, Ben is also highly qualified with an ICA Certificate in Compliance, an Advanced Certificate in Mortgage Advice and Practice, a Certificate of Regulated General Insurance and a BSc in Hospitality Business Management from Sheffield Hallam University.
Outside of work Ben is a keen footballer, runner and cyclist, he also enjoys horse racing, especially when going to the races at Ascot with his family.
Jonathan Aseervatham is a Director of our Financial Resilience team, where he specialises in helping our clients to assess their regulatory capital and liquidity requirements; to implement IFPR including developing ICARAs and wind down plans; and to assist with their regulatory reporting obligations.
He joined Cosegic in 2021, having spent almost 14 years with the top 20 accountancy and consultancy firm, Buzzacott. He joined Buzzacott as an audit graduate, working his way to become an Associate Director in their FCA advisory and reporting team. Jonathan has extensive experience advising FCA regulated businesses that include hedge-fund managers, broker-dealers, private equity, asset management and investment advisory firms. Before working with Buzzacott Jonathan spent time in accounting and finance roles at Deloitte and Basildon Town Council.
As well as being an experienced compliance professional, Jonathan is also a qualified ACA chartered accountant and a fellow of the Institute of Chartered Accountants in England and Wales (ICAEW).
Outside of the office, Jonathan enjoys playing cricket and football. He also likes to travel and listen to music, playing the piano to a Grade 7 standard.
Stefan Babic is a Director within our Financial Resilience team. He specialises in providing technical support to our clients in respect to capital and liquidity requirements, assisting clients with their with financial and non-financial risk management, supporting firms with ICAAP, ICARA and Wind-down planning and providing ongoing support to firms requiring assistance with their prudential obligations.
Stefan joined Cosegic in 2022, following a period of rapid growth in the company and our Financial Resilience team. Before joining Cosegic, Stefan spent just over seven years with PwC as an Auditor and latterly, Senior Manager in the Investment Management Regulatory Team. In addition to his experience, Stefan is also a qualified ACA chartered accountant and fellow of the Institute of Chartered Accountants in England and Wales (ICAEW). He also has an MA in Archaeology and Anthropology from the University of Cambridge.
In his spare time, Stefan enjoys kickboxing as a second-degree blackbelt and candle making.
Daniel Chessher, a Director in our Investment Firms Division, joined the firm in December 2023 and is an experienced compliance professional with over 10 years’ experience working in the financial services industry. Daniel supports the Firm’s Investment Firms clients in a number of different ways, namely authorisation / registrations, ad-hoc regulatory advice, undertaking compliance monitoring reviews and delivering regulatory training.
Prior to joining Cosegic, Daniel worked as a Principal in Promontory Financial Group’s Wholesale Banking and Capital Markets practice where he supported clients on a number of key regulatory issues, specifically those related to market abuse, best execution and transaction reporting. Daniel also undertook several reviews that assessed the overall effectiveness of the firms’ Compliance governance and control frameworks and assisted firms in establishing, monitoring and executing large-scale remediation programmes following regulatory scrutiny.
Daniel also worked at KPMG in their Banking Authorisations Team where he supported non-EEA banking clients obtain authorisation from the FCA.
Sandy Gill trained as a Barrister and worked for the Financial Services Authority where her interest in Compliance and Financial Crime commenced. She moved to the London Stock Exchange working with member firms prior to working on a trading floor for various Stock broking firms where she became a MLRO. She has worked for law firms, Nomura PLC, Deutsche Bank, HSBC, Santander etc. on Financial Crime projects for the last 20 years.
She has also advised Fintechs, Asset Managers and Banks on Sanctions issues in her capacity as a Financial Crime Consultant. Sandy is a qualified Solicitor and holds a practising certificate.
Jennifer Cahill is Head of the Associate Academy Hub at Cosegic. She has significant experience in advising clients and conducting assurance reviews on a variety of topics including governance frameworks, compliance effectiveness, conflicts of interest, systems and controls, and authorisation applications. She has also supported clients in implementing key regulatory changes, including SMCR and Consumer Duty.
Jennifer has been a consultant for three years, having previously worked for the Financial Conduct Authority in the Approved Persons Interview Team assessing individuals who applied to take on senior roles at regulated firms, including interviewing those individuals. She also worked in the New Banks and Insurance Authorisation Team, where she assessed and authorised new regulated firms.
Jennifer started her financial services career with a retail bank, where she worked in a variety of first and second line roles including providing compliance support to the bank’s branch network, assessing loan and mortgage applications for personal and business customers and managing the bank’s complaints function. She also acted as the bank’s liaison officer with the Financial Ombudsman Service.
Sara Abbasi combines her industry experience in global payments and private and investment banking focusing on transaction monitoring, SAR reporting and anti-money laundering investigations with expertise in agile project delivery. Sara has worked with a range of financial institutions supporting them with technology transformation programmes, designing anti-financial crime frameworks for emerging products and testing, and implementation of third party anti-financial crime solutions to ensure operational readiness.
Levashini Govender is an experienced audit and assurance specialist, with particular expertise in AML and financial crime controls within the payments and financial services sector. She has been supporting clients with financial crime assurance reviews since 2017, delivering independent assessments of firms’ AML frameworks, governance arrangements and control environments to help organisations strengthen their compliance programmes and meet regulatory expectations.
Levashini’s work focuses on evaluating the design and effectiveness of AML and financial crime controls, identifying gaps against regulatory requirements and industry good practice, and providing practical recommendations to support remediation and ongoing compliance. She is particularly experienced in reviewing customer due diligence frameworks, transaction monitoring arrangements, sanctions controls and enterprise-wide risk assessments.
Through a combination of legal training, operational banking experience and specialist financial crime advisory work, Levash supports clients in building robust and effective compliance frameworks. She holds an LLB from the University of KwaZulu-Natal in South Africa and a Certificate in Combating Financial Crime from the Chartered Institute for Securities and Investment and an International Diploma in Anti-Money Laundering from the International Compliance Association, of which she is an active member.
Colin Iles is an Associate Director within our Investment Firms team. He works with a number of clients mainly covering the Mortgage, Insurance, Corporate Finance, Wealth Management and CFD sectors. On a day to day basis, Colin supports his clients by helping them to meet their regulatory obligations and assists them with their questions, queries and projects.
Colin joined Cosegic as an Associate Consultant and Training Director in 2009 and spent nearly 10 years in the role before joining our Investment Firms team in 2018. Before joining Cosegic Colin worked at HBoS for 33 years during which time he held senior positions in the branch network and Training departments. During his last 15 years at HBoS Colin worked in Risk and Compliance where he held the positions of Regional Risk Manager and Manager of Risk and Compliance for Retail Telephony Sales.
In addition to his experience, Colin is also Associate Chartered Institute of Banking – Institute of Financial Services, Associate Chartered Securities Institute – CISI and he has a Diploma in Management Studies.
When he isn’t supporting his clients, Colin enjoys watching rugby union, gardening and reading up on history.
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