Financial Forecasting
Delivering robust financial forecasting to support strategic planning, regulatory compliance, and resilience.
Whether preparing for an acquisition, adapting to new prudential regulations, or evaluating the long-term viability of your funding model – our robust, regulator-ready approach to financial forecasting delivers a clear, compliant, and strategically grounded outlook.
Leveraging regulatory expertise and proven methodologies, we deliver financial forecasts that meet prudential standards and drive long-term growth.
FINANCIAL FORECASTING WITH REGULATORY PRECISION.
In a highly regulated environment, financial forecasting needs to go beyond projecting performance to also demonstrate prudential strength. At Cosegic, we blend financial acumen with regulatory precision, developing forecasts that strengthen governance, reassure regulators, and empower board-level decision making.
We go beyond basic financial projections, incorporating regulatory capital requirements, liquidity metrics, and stress-testing assumptions to form a comprehensive outlook for your business. This approach not only prepares for regulatory scrutiny but also positions your business for long-term stability and resilience under both baseline and adverse conditions.
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ROADMAP
As well as helping you project financial performance, we also stress-test your plans for prudential integrity. This ensures your forecast remains resilient under stress and credible under scrutiny.
RECONCILIATION
Cosegic consultants work closely with your internal teams to align forecasts with governance and strategy. This arms you with outputs that are ready both for the regulator and your board.
REWARDS
Grounded in regulatory expertise and proven methodologies, our advice fuels financially sound forecasts that meet prudential standards while also securing stakeholder trust.
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Stay ahead with our latest insights, guidance and analysis on regulation and compliance across financial services.
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FREQUENTLY ASKED QUESTIONS
Find answers to the questions we’re asked most often, from our compliance and training services to how we can support your business.
What is regulatory financial forecasting and why does it matter?
Regulatory financial forecasting is the process of developing forward-looking financial projections that incorporate regulatory capital requirements, liquidity metrics, and stress-testing assumptions. For FCA-regulated firms, financial forecasting goes beyond projecting business performance to demonstrate prudential strength, supporting governance, reassuring regulators, and empowering board-level decision making.
When do regulated firms need regulator-ready financial forecasts?
Regulated firms typically need regulator-ready financial forecasts when applying for FCA authorisation, preparing for regulatory capital reviews, planning acquisitions or restructuring, adapting to new prudential regulations, or evaluating the long-term viability of their funding model. Robust financial forecasts are also a key component of a credible ICARA process.
What should a regulatory financial forecast include?
A regulatory financial forecast should include projected financial performance under both baseline and adverse scenarios, regulatory capital requirements and headroom, liquidity metrics and stress-testing assumptions, and an assessment of the firm's ability to meet its threshold requirements on an ongoing basis. It should be presented in a format that is clear, credible, and accessible to regulators and board members.
How does stress testing strengthen a firm's financial forecasting?
Stress testing assesses a firm's financial resilience under severe but plausible adverse scenarios, identifying potential vulnerabilities in its capital and liquidity position before they crystallise. For FCA-regulated firms, robust stress testing is a key component of both the ICARA process and regulatory financial forecasting, demonstrating to regulators that the firm has considered a broad range of risks and has adequate financial resources to absorb them.
How can Cosegic support our regulatory financial forecasting?
Cosegic blends financial acumen with regulatory precision to develop financial forecasts that meet prudential standards and drive long-term growth. Leveraging regulatory expertise and proven methodologies, we go beyond basic financial projections to incorporate regulatory capital requirements, liquidity metrics, and stress-testing assumptions, delivering a comprehensive outlook that prepares for regulatory scrutiny and positions your business for long-term stability.