The regulatory landscape for digital finance is evolving at pace. We help you stay ahead of it.
From payments and e-money to open banking and cryptoassets, digital finance is one of the most heavily scrutinised sectors in UK financial services. Regulatory expectations are rising, enforcement is intensifying, and the firms that grow with confidence are those that embed compliance into their foundations from day one.
Cosegic brings unrivalled expertise across the full spectrum of digital finance regulation. Our team of former FCA regulators, senior compliance professionals and financial crime specialists has guided some of the UK’s most ambitious fintechs through authorisation, scaling and ongoing compliance. We don’t just interpret the rules, we help you rule them.
Typically respond within 1 working day.
Supporting financial firms since 2003.
Practical, regulator ready frameworks.
Trusted guidance around the globe.
Expertise where you need.
Select a category to see tailored support and relevant services.
Expert guidance through FCA authorisation as a payment institution, and ongoing compliance support to keep your framework fit for purpose as your business scales.
End-to-end support for firms seeking EMI authorisation, from initial scoping through to submission, with continued compliance partnership post-authorisation.
Specialist support for cryptoasset businesses navigating FCA authorisation under the UK’s FSMA cryptoasset regime, and ongoing compliance once registered.
Regulatory support for AISPs and PISPs, ensuring you meet the requirements of your authorisation and manage your ongoing obligations with confidence.
Tailored application support and ongoing compliance services for money remittance firms operating under close FCA scrutiny.
Tell us a bit about your firm and what you need help with. We’ll put you in touch with the right specialist.
No spam. Your details are only used to respond to your enquiry.
Our Experts
Latest Resources
Stay ahead with our latest insights, guidance and analysis on regulation and compliance across financial services.
Welcome to the June 2026 edition of our Investment Firms Newsletter. Regulatory momentum across the UK and international markets remains
Find answers to the questions we’re asked most often, from our compliance and training services to how we can support your business.
We work with the full range of digital finance firms regulated or seeking regulation by the FCA. This includes Payment Institutions, Electronic Money Institutions, cryptoasset businesses, open banking providers and money remittance firms, at every stage from pre-application through to established, scaling businesses. If you are unsure whether your firm falls within our areas of expertise, speak to one of our team, and we will point you in the right direction.
Our Digital Finance team combines former FCA regulators with senior industry practitioners who have held MLRO, CCO and DPO roles at leading fintechs. That combination of regulatory and commercial experience means we understand both what the FCA expects and what practical compliance looks like inside a growing business. We are a long-term compliance partner to our clients, not just an application service. To understand what that means in practice, we'd encourage you to speak to one of our experts.
Both. While authorisation support is a core part of what we do, many of our clients are already regulated and come to us for ongoing compliance support, including compliance monitoring, financial crime audits, board advisory services and training. If you are already authorised and want to understand how we can support your continuing obligations, get in touch and we can walk you through the options.
We aim to respond to all enquiries within one working day. In most cases we can begin scoping discussions the same week. Timelines for commencing substantive work will always be discussed clearly at the outset. If you have an urgent requirement, please let us know when you get in touch, and we will do our best to accommodate you.
Yes. Many of our clients hold or are seeking multiple FCA permissions, and we are experienced in working across complex, multi-activity business models. The right approach will always depend on your specific circumstances; speak to one of our team to discuss how we can help.
Tell us a little about your firm and what you're looking to achieve. We'll arrange a personalised demo with the right product specialist and show you how our solution can meet your needs.
Enter your details below to access the checklist.
